11 "Faux Pas" You're Actually Able To Use With Your New York Accident Lawyer
Syracuse Can Help You Understand the No-Fault Insurance System
New York City is a city where car accidents are common. Some of these accidents can cause serious injuries, even if they are just minor collisions. The injured parties should immediately call 911 and seek medical attention.
A New York car accident lawyer can assist victims with their legal needs following a crash. They can assist victims in obtaining compensation for medical expenses and lost income.
No-fault Insurance
New York is a no-fault insurance state which means that motorists passengers, pedestrians, and bicyclists are covered by their personal automobile insurance policies for medical, lost wages, and other accident-related expenses. While this system has helped protect car accident victims from being buried due to expenses out of pocket, it is important to know exactly what it is and what it does not mean.
To qualify for No-Fault Insurance You must satisfy some requirements. First of all you must have been injured in a motor vehicle accident that occurred within the state of New York. You must be a driver, passenger or pedestrian in the insured vehicle. The person injured must be treated at a hospital or an authorized provider. Additionally, you must have suffered a "serious injury."
New York State Insurance Law defines serious injuries as a permanent impairment of function or disfigurement. These are all extremely serious injuries, and could have a significant negative impact on the victim's life. If you've been injured in an New York car accident, an experienced New York injury attorney can help you get the compensation you deserve.
A lawyer can assist with the legal process in a variety of ways following a serious auto accident. They can help you understand your legal options, conduct an in-depth investigation and negotiate with your insurance company. They can also bring a lawsuit to court on behalf of you against the negligent driver who caused the accident.
You could be required to pay astronomical medical costs, loss of wages, and other costs following a serious car accident. These expenses can be paid for by no-fault insurance and you should seek treatment immediately following a car crash even if it seems like you're fine.

If you are unable return to work, no-fault will pay 80 percent of your wages lost up to $2,000 per month. It also covers a number of your out of pocket costs, such as the cost of household assistance.
Insurance companies frequently try to deny coverage under no-fault by scheduling an IME or EUO (Independent Medical Examination or Exam Under Oath). The requirement to attend is that failure to do so may result in denial of benefits retroactively.
Pure faults that are comparable
In a majority of car accident lawsuits, plaintiffs are partly or totally responsible for the accident. The law allows injured parties to seek damages based on the percentage of the blame that is assigned to them. This is called pure comparative negligence. Pure comparative is distinct from modified comparative, which limits the amount a person could be considered to be owed to prevent the claimant from obtaining financial compensation. Modified comparative fault states typically set the limit between 49 and 51 percent.
In a car accident, the plaintiff must prove two things to be legally responsible for the crash that is, negligence and causality. Negligence is the violation of the law or committing an act of negligence that is unreasonable. Causation is the process by which the negligence directly contributed to the injury. To demonstrate legal responsibility, the plaintiff must also show the economic losses caused by their injuries, for example, medical bills, lost income, and travel expenses to appointments. Non-economic losses include emotional trauma as well as pain and suffering.
New York is among the 13 states that have a strict comparative fault law, which means that those who are injured can still seek compensation if they were partially at fault. If the claimant is found to be more than 50 percent at fault, they are barred from claiming damages. In this case, it is important to work with a skilled attorney.
Comparative fault can be applied to almost any personal injury or wrongful death case in which a victim (or the inheritors of the deceased) has suffered emotional or physical damages. The concept of comparative fault is more complex in wrongful death cases.
It is important to understand the concept of comparative negligence before filing claims for compensation following an accident in New York. Your lawyer will work with insurance companies to get you the most compensation for your injuries.
Additionally, if you have multiple defendants in your case, the concept of joint and numerous liability could be applicable. The system splits the verdict between all defendants when a jury finds you jointly and severally responsible for the accident. This is a great method to ensure that you receive the most compensation possible for your injuries.
Strategies of insurance companies
Car accidents are stressful enough, but the aftermath can be more difficult. Victims of injuries are often confronted with medical bills, lost income due to inability to work, and physical discomfort. Rent and other costs of daily living are also a major concern. The last thing they want is to be sucked into the tactics of an insurance company who is trying to get them accept a low settlement offer.
The reality is that most insurance companies are focused on making money and do this by denial or reduction of claims. Insurance companies will employ every tactic possible to deny you the money you are entitled to. This is why it is essential to work with an New York car accident lawyer to level the playing field. The attorneys at Mirman Markovits & Landau PC are experienced in fighting for the rights of car accident victims. Our attorneys will stand up to insurance companies and their devious tactics.
Insurance companies will do all they can to delay your claim or stall the negotiations in order to save as much money as possible. They may also attempt to evade responsibilities by arguing that your injuries aren't caused by the crash or do not require treatment. They might even claim that your crash was caused by an earlier medical condition.
In some instances, an insurance adjuster will come up with a settlement amount that seems reasonable. This is a classic method that a lot of people fall for. This offer is much lower than the amount you need to pay in order to cover your medical expenses and other damages.
New York law requires that every driver have no-fault insurance. However, it is common for people to get injured while driving or riding in another's vehicle. The most frequent causes of accidents include reckless driving, distracted driving and speeding. Distracted driving happens when a driver is using an electronic device to send or receive text messages, make phone calls or listens to music while driving. Distracted driving can lead to drivers losing control of their vehicle and leading to serious accidents. Other causes of accidents include drunk driving, road conditions and weather.
Reckless driving
If you've suffered injuries in a car accident caused by reckless driving, you may be entitled to compensation. A New York City reckless driving accident lawyer can help you investigate the crash to identify the parties accountable for your injuries and losses. They can also file a lawsuit or claim against the driver to recover damages.
The New York criminal code defines reckless driving as the act of operating an automobile in a manner that poses a threat to the lives and safety of others on the road and people on foot or on bicycles. To convict a person of this crime the police officer must demonstrate more than mere carelessness or negligence. The officer must prove that the driver was aware that their actions could cause an accident or put others in danger.
In certain instances even a minor traffic violation could be viewed as a type of reckless driving in New York. For instance, running an intersection with a stop sign could lead to serious injuries and accidents. If a driver is found to be recklessly driving, they could be convicted of a misdemeanor crime and could face either a fine or jail sentence.
Incorrect driving can cause serious injuries to pedestrians, drivers and bicyclists. A conviction for this type of offense can result in the addition of points to your license as well as hefty fines. This could lead to a driver's insurance premiums increasing significantly. It is important to hire an attorney in New York who will ensure the driver is convicted fairly.
New York's reckless-driving laws are extremely strict and could result in substantial penalties including fines and prison. The severity of a penalty is contingent on a variety of variables like the severity of the accident and if there were aggravating circumstances. A reckless driving conviction may also result in suspension of a driver's license.
A seasoned reckless driving accident lawyer will know how to determine the cause of a collision and gather evidence that will prove your innocence. This could include witness statements as well as phone records to look for distracted driving, photographs and videos of the scene of the accident, official medical reports, and toxicology reports. They will prepare the necessary paperwork, file and then litigate lawsuits or insurance claims that are aimed at getting you maximum compensation for your injuries.